disjunction and credit

Divorce Lawyers In Nj - disjunction and credit

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Divorce Lawyers In Nj

I cannot remember how many single mom's came to us after the disunion and were totally devastated because they didn't know what was ahead. Lets put ourselves in a courtroom while a disunion hearing. We have basically (2) or (3) potential blooming idiots getting ready to prove their stupidity. You guess who these "stars of the show" are. Well, lets quit the smokescreen and I will tell you.

Sometimes it is (1) attorney, sometimes it is (2) attorneys and sometimes it involves the Judge. In this single case, here is poor little "Linda" getting a disunion from "Outdoor Bob". Prior to their marriage, Linda had perfect credit and Outdoor Bob, being a rascal, had ziltch for credit. Linda was told by Mom and Dad, don't marry that bum. Well, love prevailed and they got married.

Outdoor Bob, needed a truck to go to work. Linda went with Bob to the local Ford dealer and bought a new Ford pickup. Linda had the credit so the loan was in her name. About six months later, Bob started to stop off on Friday at the local saloon to cash his paycheck. Sure enough, there was a dart board there and a few of the guys started tossing darts for beers. Bob was pretty good and they invited him to be on the local dart team.

This meant convention on Tuesday and Thursday night with tournaments on Fridays. Well, Linda got fed up with this malarkey and arguments started. Soon a disunion was the only solution. Linda's parents were the old fashioned " I told you so" type of folks. They did not get into the middle of the squabble.

When they went to court, the lawyers agreed that Linda would get the kids and Bob needed the truck to get to work so he could pay Linda. Sounds logical, but dangerous. The Judge Never instructed anything to find out "who was on the loan" but naturally awarded the truck to Outdoor Bob. As long as he kept his carpenters job, he could make the payments. Everyone was satisfied.

Linda moved to Florida and got a job as a, school teacher, here in the area. She wanted to buy a house so that the kids could have a home. Lo and behold! She gets a consideration that Ford Motor credit is suing her for the scantness equilibrium on the Ford truck that they repossessed from Outdoor Bob. The scantness was over ,500.00 Even though the Judge instructed Bob to make the payments, he didn't. The judge never understanding to check with Ford Motor credit to see if they would accept Outdoor Bob as the new guarantor on the loan. They of course wouldn't have done it anyway. After all, Bob's credit was terrible.

The end of the story is we were able to get the lawyer for Ford Motor credit to accept a much lesser amount because he was trying to get a default judgment on his fees. That was illegal here in Florida, so with his hands in the cookie jar, he just wanted to get it over rather than have his name located in front of the Florida Bar Assn.

That's the point of knowing what to do in a disunion situation. This could have been averted If the Judge had stipulated that Outdoor Bob would get the truck If he remarkable under the credit requirements of the lender.

Divorced folks de facto do not have any place to go for guidance. Sure a good friend offers a shoulder to cry on, but the tragedy of having personal credit destroyed from a broken marriage is serious. In someone else record we deal with authorized users of a credit card. This is leading after a disunion also.

Regis Sauger - Licensed Florida Mortgage Broker, Author of "What Everyone should know about credit"National argument Speaker.

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